Benefits that you own, our small business health strategy puts you in control of your cost and benefit level. At Makina, we know you are looking for a simple-to-understand and affordable way to take control of your medical coverage.

We serve hundreds of employers therefore, we have learned to think like you do when making informed decisions.

Affordable Health Benefit Solution

Healthcare costs are consistently listed as one of the greatest concerns facing business owners and employees today. Makina Benefits believes that the only way to truly manage health-care costs is to improve the health and wellness of our members. We are dedicated to offering quality, affordable health benefit solutions for our members and sponsoring employers. Our innovative plan design, alternative funding structure, Integrated wellness and lifestyle improvement programs, provide you with a unique and personalized solution to your health benefits.

Dedicated Customer Service

Navigating the complexities of group health benefits can be difficult for employers and employees alike. We know the frustration of not being able to reach a friendly voice to answer your questions or provide assistance when you need it. Our committed member and client service teams are here to support our agents, clients, and members. A friendly voice and great customer service… all standards of care for you, our client.

Generic Drug Utilitization

The majority of brand name medications on the market today have an alternative generic drug replacement to provide the same care management results, but at a fraction of the cost of brand name prescriptions. Lifestyle Health has a team of care coordination specialists to work with our members and their physicians to evaluate the efficacy of converting to a generic prescription when appropriate. Additional incentives are provided to all our members for the conversion to a generic prescription when appropriate.

Ensuring Greater Affordability and
Healthcare For All Americans
Makina Benefits LFP have regular and predictable health plan costs while only paying for the healthcare costs actually incurred by employees. Employers pay administrative and anticipated employee claim costs. Our claim cost containment strategies allow for employer’s total payments to be greater than the actual claim costs, the surplus will be used to lower future stop loss premiums. However, if employee claims exceed what’s been paid, embedded “stop loss” insurance acts as a safety net.

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Insured Members

We know that our plan has a lot of moving pieces.
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