Makina Benefits LFP have regular and predictable health plan costs while only paying for the healthcare costs actually incurred by employees. Employers pay administrative and anticipated employee claim costs. Our claim cost containment strategies allow for the employer’s total payments to be greater than the actual claim costs, while the surplus will be used to lower future stop-loss premiums. However, if employee claims exceed what has been paid, embedded “stop-loss” insurance acts as a safety net.

TELEMEDICINE

On-demand access to telemedicine consultations anywhere, anytime at $0 Copay for all covered members

PATIENT CARE COORDINATION

The program offers assistance in scheduling all outpatient diagnostic and surgery services

DIRECTHEALTH 

100% outpatient lab benefit program through preferred lab vendor designed to save the employer and employee alike

JUST DIABETIC SUPPLIES

The auto-ship program offers 100% benefit for diabetic testing supplies for enrolled participants