Makina Benefits is
Health Insurance Advocacy

Makina Benefits LFP have regular and predictable health plan costs while only paying for the healthcare costs actually incurred by employees. Employers pay administrative and anticipated employee claim costs. Our claim cost containment strategies allow for the employer’s total payments to be greater than the actual claim costs, while the surplus will be used to lower future stop-loss premiums. However, if employee claims exceed what has been paid, embedded “stop-loss” insurance acts as a safety net.



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On-demand access to telemedicine consultations anywhere, anytime at $0 Copay for all covered members


The program offers assistance in scheduling all outpatient diagnostic and surgery services


100% outpatient lab benefit program through preferred lab vendor designed to save the employer and employee alike


The auto-ship program offers 100% benefit for diabetic testing supplies for enrolled participants

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Simple At-Home Self-Care

Self-care brings to mind long days at a spa and spending exorbitant amounts of money. Neither of these is required for at-home self-care. You don’t have to spend a lot of money to benefit from spending time relaxing and improving your wellness.  People often...

Introducing 98point6

You might have heard that Makina Benefits recently partnered with 98point6 as our new telemedicine provider. In case you’re unfamiliar with telemedicine or 98point6, learn more about these opportunities and programs that work to help you stay healthy.  What is...
Insured Members

We know that our plan has a lot of moving pieces.
We are here to help.

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