Makina Benefits is
Health Insurance Advocacy

Makina Benefits LFP have regular and predictable health plan costs while only paying for the healthcare costs actually incurred by employees. Employers pay administrative and anticipated employee claim costs. Our claim cost containment strategies allow for the employer’s total payments to be greater than the actual claim costs, while the surplus will be used to lower future stop-loss premiums. However, if employee claims exceed what has been paid, embedded “stop-loss” insurance acts as a safety net.



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On-demand access to telemedicine consultations anywhere, anytime at $0 Copay for all covered members


The program offers assistance in scheduling all outpatient diagnostic and surgery services


100% outpatient lab benefit program through preferred lab vendor designed to save the employer and employee alike


The auto-ship program offers 100% benefit for diabetic testing supplies for enrolled participants

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The Importance of Dental Care

Keeping dental care on the back burner is a mistake. Not only are you risking your dental health, but you're also putting yourself at risk for other health problems. If dental care is not a priority in your life and the lives of your family, then it needs to be. In...

Claiming Dependents on Your Insurance

The topic of claiming dependents on insurance leads to questions that many people have. It takes some research to ensure you're doing it correctly and within the perimeters of the regulations.  Almost every insurance company requires you to prove your dependent's...
Insured Members

We know that our plan has a lot of moving pieces.
We are here to help.

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