Most of the delays processing the PPP applications have been due to small business owners not submitting the proper documentation with their application.

Small businesses still thinking of applying for a PPP loan, may want to check local, participating community banks, even if they bank with a different financial institution.  Independent contractors and those that are self employed are also encouraged to apply.

The financial information that you will need to complete your application is your Average Monthly Payroll that includes: Payroll details such as salaries, tips and commissionsTax forms-state and local employer payroll taxesInvoices of health insurance premiumsProof of employer paid retirement plansAlthough the PPP application form may seem simple, banks require official documents and back up information.

Click on the buttons below to view the application and also to find eligible, participating financial institutions near you.